The loan attracts no pre-closure charges.The minimum monthly income of the applicant should be at least Rs 30,000 per month.The credit is offered at 20% added to the regular loan amount. The age eligibility for this scheme is 21 – 45 years. This is a special home loan offered to people who are young and plan to take their first house. It does not attract any pre-closure charges.This scheme is highly liquid and lets you save on the total interest paid.The floating interest rate is applicable at 10.15%.The interest rates are fixed at 0.25% added to the existing home loan interest if any.One can avail an amount starting from Rs 5 lakh, there being no upper limit.The SBI MaxGain loan scheme also behaves an overdraft account giving the customer a benefit to withdraw and deposit the money value depending on their cash availability. This loan is offered to people who look forward to taking credit at low-interest rates at no additional cost. Home loan by SBI are for varied customer and some of the important features of housing loan scheme by the bank is discussed below. You can check out State Bank home loan eligibility and State Bank Home Loan EMI calculator at.The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.Simple documentation is needed and the home loan in SBI then gets processed faster.The advantage of this loan is its same interest throughout the duration, if fixed, but flexible on floating rate of interest.Why Choose State Bank of India Home Loan?
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